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October 22

Are the Insurance Companies Themselves to Blame For the Health Care Crisis

Posted by admin
Filed under Health Insurance Tips | 4 Comments

While everyone’s attention is on the two presidential candidates and their opposing ideas on how to fix the health care system, perhaps our attention should be on the insurance companies themselves. It won’t matter if McCain gives everyone money to buy a policy if that policy has such high deductibles that people lose money in the long run. It won’t mean anything if Obama promises everyone insurance if the insurance companies will not cover needed treatments and care. Both of their proposals could result in making companies more money, while American citizens are still left with high deductibles and limited care. Do you think the focus needs to be on reforming the insurance companies instead of reforming how people get the insurance to begin with?

This entry was posted on Wednesday, October 22nd, 2008 at 11:29 am and is filed under Health Insurance Tips. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

4 Responses to “Are the Insurance Companies Themselves to Blame For the Health Care Crisis”

  1. Rashaun on October 22nd, 2008 at 11:54 am

    Both/All politicians are crooked and I don’t trust their best interests, reform needs to start with the insurance companies themselves. Both plans being offered by the candidates can be manipulated by the insurance companies so the benefit really isn’t that great.

  2. Ryan on October 22nd, 2008 at 11:55 am

    I think the issue is bigger than the insurance companies. However, I will say that I think it can certainly be fixed.

  3. Fern on October 22nd, 2008 at 12:05 pm

    Everyone always talks about the insurance companies, how about the doctors? All parties need to be reformed. Doctors need to be rewarded for making people healthy, not keeping them sick.

  4. Bud L on October 22nd, 2008 at 1:11 pm

    No. One cannot focus a scatter gun and that’s what is needed to address the health care issues in this country. Many many players, all of whom need to be factored into any reform measures.

    If you mandate that an insurance company insure someone who had pancreatic cancer 6 months ago and they pay two months of premiums at, for example, $300 per month and that person then requires further treatment at a cost of $60,000 (such cost components need to be looked at closely) then who will make up the difference? If not a premium increase for the well persons also being insured by that company, then who? The government? Hey, that’s you and me…. with or without insurance.

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