Health Insurance Blog | Please Comment On Health Insurance Issues

Instead of spending New Year’s Eve partying and watching the ball drop, Cory Heidelberger spent the evening writing a letter to the new head of health care reform, Tom Daschle. Appealing to Daschle with a story of his friend whom had suffered breast cancer and her husband who was a recent heart transplant recipient, Heidelberger suggests a different approach to healthcare. He sites an inherent conflict of interest between people who pay for insurance and expect coverage, and stockholders who purchase stock in insurance companies and hope that coverage will be denied. Heidelberger feels that insurance should be nothing more than a pooling of resources in which no one is denied, everyone contributes to the pool when they can, and when they need help, it is granted. In return, these people will provide for others when they need it. He feels that there should be no profit involved for any party, and this would eliminate the cases of people who cannot get coverage and whose claims are denied for certain treatments and medications. Would that type of coverage work? Who would administer it? Is this the universal coverage that Americans are calling for? Should we, could we, eliminate insurance companies?