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November 7

The Cost of Autism

Posted by admin
Filed under Health Insurance | 4 Comments

For parents with an autistic child, the problems associated with learning to cope and help their child develop in the best way possible are compounded by insurance companies unwilling to pay for their treatment. For Feda Almaliti, getting a diagnosis for her son was the first step on a long road. After that, she faced an insurance company unwilling to pay for the comprehensive behavioral therapy that he needed. Feda, however, appealed her case and actually won. She submitted her case to an independent medical review by the state who determined her son’s treatment to be medically necessary and forced the insurance company to pay for it. The insurance company’s take on the subject of autism is that they will accept your money for premiums, but when it comes to providing care, they direct the responsibility on parents, school districts, and regional centers. What they don’t seem to consider is that children who do not receive care in their developmental years will be a much greater burden on tax payers for their adult life when they are unable to work and must depend on other’s resources to survive. What will it take to change the current view of autism in the health care system?

This entry was posted on Friday, November 7th, 2008 at 1:12 pm and is filed under Health Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

4 Responses to “The Cost of Autism”

  1. Fern on November 7th, 2008 at 1:57 pm

    Again, I think this relates back to the doctors etc. There still is not enough information out there on Autism, what it is etc so I wouldn’t place the entire brunt of the blame on the insurance companies.

  2. Dan on November 7th, 2008 at 2:01 pm

    In order for private health insurance carriers to pick up the tab for the medical treatments for autism, they would have to generate additional revenue. And that tends to come in the form of rate increases for everyone. What if the government stepped in with a program like Medicare for autism?

  3. Ryan on November 7th, 2008 at 2:23 pm

    Wow…this is a big subject! I’m not sure what it will take for this to change. I think it all comes from awareness. Burdens are built on information. People can’t have a burden for things that they don’t really know and understand. To change the current view of autism, it will probably take a little campaigning.

  4. Bud L on November 7th, 2008 at 3:04 pm

    The parents and care providers of autistic children (and adults) face incredible challanges. Insurance companies that insure a child before the onset of the disease should be fully responsible to cover their care. That being said I strongly advocate federally subsidized state programs to insure their total health needs. That includes autistic related issues for their parents and care providers, as well as, increased funding to track the huge increase in the disease, research into its possible cuases and cure research.

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